PEACE OF MIND September 5, 2017 | Leave a comment Can your family survive without you? It is an uncomfortable question, but an important one. How would your wife replace your income? What would happen to the house? How would your children pay for college? As fathers, it is our job to make sure our families are well-protected and well-prepared. Of course, this duty — along with all of the other responsibilities that come with the vocation of fatherhood — can appear overwhelming. Our vocation begins to feel like a burden; it seems we will never again experience peace of mind, let alone financial protection. Fortunately, as members of the Knights of Columbus, you have exclusive access to a tremendous set of fraternal benefits that can help you achieve peace of mind and provide the protection that your family needs and deserves. Life insurance is a powerful tool that — properly structured — can help you secure your family’s future. As a Knight, you have access to a whole host of life insurance products that can be either permanent or temporary (called “term”). Permanent life insurance is the Knights of Columbus’ signature product. It provides money to your family when you die and builds cash value while you live. It’s guaranteed. It’s dynamic. Term life insurance provides affordable protection to your loved ones for temporary needs. It’s simple and straightforward. Both are designed for peace of mind. Who needs it? Life insurance may be an ideal solution for you if you are interested in: Providing money for your final expenses to remove the burden from your family. Replacing income so that your family’s financial life doesn’t have to change in case you pass away suddenly. Providing college funds for your children in case of your untimely death. Protecting your spouse from the burden of a mortgage in the event of the unexpected. Enabling your loved ones to pay off your personal debt — like credit card or auto loan debt — should you pass away suddenly. Leaving a donation to a charity or special interest after your death. Supplementing an estate or mitigating estate taxes that occur after you die. Knights of Columbus life insurance products are flexible to fit your needs. Permanent Options Single Premium Whole Life — Secure protection and start your legacy with one single payment. 10 Pay or 20 Pay Life — Pay your premiums in just 10 or 20 years, and your death benefit is guaranteed for life. Life Paid-Up at 65 — Pay your premiums until age 65, so that you don’t have to worry about additional expenses in retirement. Life Paid-Up at 100 — Pay level, guaranteed premiums until your 100th birthday. Graded Premium Whole Life — Enjoy lower premiums for your first few years to help you get started. Premiums will then gradually increase before leveling off. Temporary Options 10, 15 or 20 Year Term — Cover your family for 10, 15 or 20 years with our Accelerator Term Insurance series, which includes a unique opportunity to increase your coverage amount by 25 percent, to keep up with inflation and salary increases, for an extremely low cost. Annual Renewable Term — Review and renew your coverage annually, with adjusted premiums and a level death benefit. Young Adult Insurance — Start your insurance protection through this special product for Knights and their spouses ages 18-29. Specialty Products The Knights of Columbus also offers several specialty products, including Discoverer (a unique blend of the best features of both permanent and term insurance), Graded Death Benefit (a guaranteed issue final expenses product) and Survivorship Universal Life (a second-to-die policy for couples, families or business partners). As fathers, we simply want the peace of mind that comes with knowing our families will be okay. With a well-designed life insurance product, peace of mind is possible. By doing business with the Knights of Columbus, you have the added comfort of knowing that you are supporting a Catholic organization and business that invests ethically and gives generously. So contact me today and lay out a plan to help obtain peace of mind for you and your family.